Agent Blogs
housing markets and resale prices appear to be stabilizing,
Blog posted by Shaun Oflynn
Views (9565)
Will Dunning is one of the most respected housing market analysts in Canada. Recently, he stated that while housing demand is well below its pre-recession peak and is still showing the after-effects of the recession, recent job creation will start to positively... [ read more ]
What Does A Lender Consider When Looking At Your Mortgage Application
Blog posted by Cory Kline, AMP
Views (11735)
What Does a Lender Consider When Looking at Your Mortgage Application?
Income and Job Stability – Your income determines how much you may borrow. In most cases, 32% of your gross income for salaried, non-self-employed or commissioned people is used to... [ read more ]
The Mortgage Financing Process
Blog posted by Cory Kline, AMP
Views (8071)
The Mortgage Financing Process
The number one question a homebuyer often has is “What does the mortgage process entail?” In very simple terms, following is an outline of the process upon which you are about to embark:... [ read more ]
Market Comment
Blog posted by Cory Kline, AMP
Views (12875)
The bond rate has moved up the last few days with news of stronger that expected U.S. job figures. There continues to be lots of turmoil with the Middle East situations and news of possible rate increases in Europe due to inflationary concerns.
There have been... [ read more ]
Types of Mortgages
Blog posted by Cory Kline, AMP
Views (8268)
Types of Mortgages
Mortgages can be a confusing subject. Buying or selling a home is an emotional decision and can be very stressful. As a mortgage advisor, I will take the confusion out of mortgages and make the process as smooth as possible.
In Canada, there are... [ read more ]
Bank of Canada looks at Prime Rate
Blog posted by Kevin Harris
Views (38900)
Release: BoC leaves overnight rate at 1.00% and preserves cautious tone
As expected, the Bank of Canada (BoC) left its target for the overnight interest rate unchanged at 1.00% for a fourth consecutive meeting since September 2010. In light of... [ read more ]
How much does it cost for a consultation?
Expert Question posted by Sue Kay
Views (15058)
Good morning! Thank you for your inquiry. A paint colour consultation takes approximately one hour. During that time we review your likes and dislikes and how we can enhance the fixed elements of your home. I try to focus on delivering the style or personality you... [ read more ]
Market Comment
Blog posted by Cory Kline, AMP
Views (14851)
Market Comment
The bond rate has risen by 25 basis points since the start of the month. Lender's started moving their rates up on Tuesday.
5 year fixed... [ read more ]
Reflecting on upcoming mortgage changes...
Blog posted by Cory Kline, AMP
Views (14656)
We have had a week now to reflect on the recent government changes to mortgage policies. While it may not effect a lot of you, there are probably some of you, or you know someone who this may effect. The policies do not come into force until March 18th,... [ read more ]
Flaherty's New Mortgage Rules
Blog posted by Cory Kline, AMP
Views (12386)
Flaherty tables new rules to curb household debt
By David Akin, Parliamentary Bureau Chief
Last Updated: January 17, 2011 8:15am
OTTAWA – The federal government Monday tabled a series of new rules aimed to curbing what it sees as the growing problem of... [ read more ]
What is the cost of a colour consultation please and what does it include?
Expert Question posted by Sue Kay
Views (15390)
Hi Thanks for inquiring. A consultation generally takes about an hour sometimes an hour and a half. The flat fee inside the Barrie area is $150.00. During the consultation we review short and long term goals and how to enhance your existing hard elements often... [ read more ]
Bank of Canada Announcement Dec.7,2010 (Prime Rate)
Blog posted by Cory Kline, AMP
Views (7991)
The Bank of Canada kept Prime Rate unchanged in their announcement this morning.
Overall economic growth in Canada was slightly slower than anticipated.
There is nothing in their wording which is a surprise.
To read the full article...... [ read more ]
I have two questions... 1. Can I really buy a home with zero down? 2. My husband and I are coming up on 1 year into a 5 year proposal..how will this effect us in getting a mortgage? Please advise. Thank you!
Expert Question posted by Cory Kline, AMP
Views (5756)
(5 comments)
Hi Katie, Thank you for your request.
Yes, buying a home without having a down payment is possible. Some banks will give you the 5% down payment, if your credit history over the last 6 years is good, and you can afford the payments, based on a posted... [ read more ]
my husband has a mortgage now with royal bank ...and we think to do a blend mortgage...but we don't know if we can do the $0 down or that is an option only for first time buyers?...
Expert Question posted by Cory Kline, AMP
Views (5648)
a [ read more ]
I just had Terry LeClair over to give me an assessment of my house. I mentioned I would like to paint my hallway and he suggested I contact you. What is the cost and when can I book a consultation with you?
Expert Question posted by Sue Kay
Views (14819)
Hi , Painting a hallway can be a daunting task. Is yours two storey or open to a foyer below ? These are things that definitely can effect the price. A great painter to talk to should you decide to go the route of a professional , is Daryl Bedard @ 726-6289,... [ read more ]
